Honesty & Integrity Since 1980

Smart Steps to reduce Hail Storm Damage

 Virtually eliminate your exposure to hail storm damage with impact resistant roofing. 

You need to know about impact resistant roofing. Impact resistant roofing can save you money on your Homeowners insurance, can eliminate the vast majority of hail damage experiences, save you money on your deductible and save you from considerable aggravation.

Impact Resistant Roofing Makes Living with Hail Storms Much Easier.

Welcome to Hail Alley USA. In the Spring of each new year- from very late March thru June Texans are at the mercy of Mother Nature. Texas is the hardest hit state in the Union for hail storms and hail damage. 40% of all homeowner’s claims in Texas relate to hail damage to roofs. Tarrant County is the hardest hit of all Texas counties. Major hailstorms hit Texas in 1992 and in 1995 and again in 2003.

Texas weather can be tough. The North Central Texas Council of Governments suggests that "Over the next 30 years, the North Central Texas region will be hit by more than 200 tornadoes, more than 2000 hail events, more than 100 significant wind storms…. " This is a brief summary…. See an executive summary of potential Texas hazards at www.hazmap.nctcog.org

Below is information from the North Central Texas Council of Governments
 website about storm damage in Texas.

Top 10 Costliest Texas Storms (1950 - 2003)
Insured Losses - Actual Dollars

Rank

Cost

Storm

Date

Location

1

$3.5 billion

Tropical Storm Allison

June 8, 2001

Houston

2

$1.1 billion

Hail Storm

May 5, 1995

North Texas

3

$885 million

Hail Storm

April 5, 2003

North Texas

4

$795 million

Hurricane Alicia

August 18, 1983

Galveston

5

$750 million

Hail Storm

April 28, 1992

Fort Worth-Waco

6

$445 million

Tornado

March 28, 2000

Fort Worth

7

$425 million

Hail Storm

April 28, 1995

DFW Airport

8

$400 million

Tornado/Hail Storm

April 24, 1994

Lancaster/Desoto

9

$310 million

Hurricane Celia*

August 3, 1970

Corpus Christi

10

$291 million

Flooding

October 1994

SE Texas

Hail losses are a plague to homeowners and to the insurers that cover their homes. There is no win here for either insurers or homeowners. But there are people who profit from storms by taking advantage of Texans. Storm chasing roofers and opportunists flock into storm areas and take advantage of homeowners under stress and disoriented by hail damage. We are compiling information here to help make sure you are never among their victims.

Impact Resistant Roofing Can Save You money on Your Homeowners Premium

There is nothing we can do to stop hail; there are viable options for minimizing your exposure to hail damage. This is great news because new roofing products labeled "impact resistant roofing" can reduce your homeowners policy by up to 35%. Homeowners can save millions on their premiums, insurers can save millions on paying for damages and homeowners will be saved the aggravation of dealing with roof damage from storms. Impact resistant roofing is the way of the future.

State Farm Insurance is the largest insurer of homes in Texas. State Farm has a very strong interest in the development of impact resistant roofing which can save State Farm and their policy holders large sums. 

Check out this information. It is eye-opening and quite interesting And remember, when the article mentions "there are parts of Texas, Oklahoma, Kansas and Nebraska where hailstorms average six strikes a year or more."... They are talking about Tarrant County!

Just a short time ago, the Texas Department of Insurance mandated the homeowner savings. Now the savings are voluntary and you do need to understand what the discount is with your particular insurance company. You also need to understand the fine details of the policies. Feel free to call us with your concerns or questions. We feel it is our duty as a responsible roofing company to watch out for our neighbors and make sure they fully understand what can affect their home, their family and their wallet.

Impact Resistant Roofing Can Virtually Eliminate the Stressful Hail Damage Cycle

The homeowners insurance pays the bulk of the loss; still, the individual homeowner shares in the loss by contributing the amount of their policy deductible toward replacement of the damaged roof. Avoiding the deductible becomes a major incentive particularly, for some policyholders who have two or three total roof losses in a decade.

With increased confidence in the "impact resistant roofing, homeowners can consider choosing a higher deductible which will in turn lower the insurance premium you are paying. This too can be a sizable saving to the homeowner.

And beyond the deductible and dealing with the insurance claim, home owners are pleased to give up dealing with contractors inside and on top of the house making repairs to the premises. Reducing the hail risk to your home gives added peace of mind knowing that your risk of hail damage has been greatly reduced. Owners of homes protected with "impact resistant roofing" will be sighing with relief when the hail comes again and their less prepared neighbors are calling the roofer and calling their insurance company.

And speaking of the deductible, if you have confidence your roof will survive future hail storms, you will more likely be comfortable choosing a higher deductible which will in turn lower the insurance premium you are paying. This too can be a sizable savings.

Use Joe Hall Roofing as a Resource

We can help you understand whether impact resistant roofing makes sense for you. There are a tremendous number of options available with impact resistant roofing. Come visit our roofing showroom. You can feel and touch the products and find the product that not only protects your home but creates the look and feel you want in roofing.

1925 W. Pioneer Parkway
Arlington, Texas 76013

Office 817.274.6777
Fax 817.274.7025

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